12 articles on realmilitaryflix tagged "budgeting."
12 articles
Average asking rents in Canada have dropped for 24 months in a row, and landlords are offering free months and perks again. Here is how to use a softer market, whether you are signing a new lease or staying put.
A $120 annual fee sounds like a cost. Sometimes it is a bargain and sometimes it is a donation to your bank. The difference is a short calculation most people never do.
Your landlord’s policy covers the building, not your laptop, your sofa or the neighbour’s ceiling when your tub overflows. A short case for renters’ insurance, and what to check before you buy it.
First and last month’s rent is the number everyone plans for. The truck, the overlap, the hydro deposit and the new shower curtain are the ones that empty an account.
Rent is the same cheque every month, but the year around it is not, so I tracked twelve rent days to see where the real pressure points were.
Equal shares are simple, but they are rarely fair when one room has the ensuite and another has a window onto a brick wall. Here is how to set a split everyone can live with, and put it in writing.
For most Canadian renters, years of on-time rent leave no trace on a credit report, but that is slowly changing, and it helps to know how the reporting actually works.
A step-by-step way to build a monthly budget around rent that leaves room for the next increase before the notice ever arrives.
Renters usually can’t put their biggest bill on a card without paying a fee, which changes the maths on rewards, so here is how cash back, flexible points and airline or hotel cards compare.
The way you pay rent has small costs, hidden fees and a paper trail that matters more than most renters realise, so here is how the common options compare.
Two bureaus, a scale from 300 to 900 and a handful of habits that move the number: here is how credit scores actually work in Canada.
From GST/HST input tax credits to EI coverage for the self-employed, these are the credits, deductions and programs I most often saw small business owners overlook.
