Credit scores, credit cards and the points and cash back worth chasing, and the ones that are not.
5 articles
The Bank of Canada raised its overnight rate on October 28. Here is which debts move, what it costs and how to protect your credit file.
TransUnion began accepting rent data through partners in January 2026, while Equifax has taken it for years. Here is how each bureau treats rent, which services report, and how to check your own file.
Canadian consumer debt hit $2.64 trillion in TransUnion's latest report and insolvencies are rising. Here is how a renter can pull a free credit report, fix errors and prepare for a rental application.
Canada's open banking law passed in March 2026 and its draft rules closed for comment in August. It could finally let years of on-time rent count toward a renter's credit. Here is what is real, what is still proposed, and what to do now.
Canadians without a mortgage are missing payments at roughly three times the rate of mortgage holders. Here is what the latest Equifax and Bank of Canada numbers say, and how a renter can stay on the right side of them.
