No-fee card or annual-fee card: when the fee pays for itself
A $120 annual fee sounds like a cost. Sometimes it is a bargain and sometimes it is a donation to your bank. The difference is a short calculation most people never do.
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Rewards and points writer
10+ years experience
Rosalie has kept a spreadsheet of every rewards card she has held for ten years, including the ones that were not worth the annual fee. She writes about rewards for people who would rather do the maths once than chase points forever.
A $120 annual fee sounds like a cost. Sometimes it is a bargain and sometimes it is a donation to your bank. The difference is a short calculation most people never do.
Rosalie Fontaine · · 5 min read
Renters usually can’t put their biggest bill on a card without paying a fee, which changes the maths on rewards, so here is how cash back, flexible points and airline or hotel cards compare.
Rosalie Fontaine · · 5 min read
Paying rent by credit card sounds like free rewards on your biggest bill, but once you add the fee, the risk and the effort, most renters come out behind.
Rosalie Fontaine · · 4 min read
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