No-fee card or annual-fee card: when the fee pays for itself
A $120 annual fee sounds like a cost. Sometimes it is a bargain and sometimes it is a donation to your bank. The difference is a short calculation most people never do.
#credit cards
7 articles7 articles on realmilitaryflix tagged "credit cards."
7 articles
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Secured credit cards, explained for renters starting from zero
A secured card asks you to put money down before you can borrow it. That sounds backwards, but for newcomers, students and anyone rebuilding, it is one of the steadiest ways to start a Canadian credit file.
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Credit & rewardsEquifax's Q2 2026 Credit Data: Why Renters Fall Behind More Often
Canadians without a mortgage are missing payments at roughly three times the rate of mortgage holders. Here is what the latest Equifax and Bank of Canada numbers say, and how a renter can stay on the right side of them.
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Cash back or travel points: which card suits a renter
Renters usually can’t put their biggest bill on a card without paying a fee, which changes the maths on rewards, so here is how cash back, flexible points and airline or hotel cards compare.
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Stop chasing points on your rent
Paying rent by credit card sounds like free rewards on your biggest bill, but once you add the fee, the risk and the effort, most renters come out behind.
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E-transfer, cheque or app: what each way of paying rent costs you
The way you pay rent has small costs, hidden fees and a paper trail that matters more than most renters realise, so here is how the common options compare.
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Your credit score in Canada, explained
Two bureaus, a scale from 300 to 900 and a handful of habits that move the number: here is how credit scores actually work in Canada.